Annual Report


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(62 kb)
Date : Aug 23, 2012
List of Abbreviations

AD

-   Authorised Dealer

ADF

-   Automated Data Flow

ADR

-   American Depository Receipt

AE

-   Advanced Economy

AEPS

-   Aadhar Enabled Payment Systems

AIC

-   Akaike Information Criterion

AML/CFT

-   Anti-Money Laundering/Combating Financing of Terrorism

ANBC

-   Adjusted Net Bank Credit

AP

-   Andhra Pradesh

APMC

-   Agricultural Produce Marketing Committees

ARMS

-   Audit and Risk Management Sub-committee

ATBs

-   Auction Treasury Bills

ATM

-   Automated Teller Machine

BC

-   Business Correspondent

BCBS

-   Basel Committee on Banking Supervision

BCM

-   Business Continuity Management

BCP

-   Business Continuity Plan

BCPs

-   Basel Core Principles

BCSBI

-   Banking Codes and Standards Board of India

BE

-   Budget Estimates

BFS

-   Board for Financial Supervision

BoP

-   Balance of Payments

BPM

-   Balance of Payments Manual

BPO

-   Business Process Outsourcing

BPR

-   Business Process Reengineering

bps

-   Basis points

BSE

-   Bombay Stock Exchange

CAB

-   College of Agricultural Banking

CAD

-   Current Account Deficit

CAPIOS

-   Central Assistant Public Information Officers

CBLO

-   Collateralised Borrowing and Lending Obligation

CBS

-   Core Banking Solution

CBSE

-   Central Board of Secondary Education

CCB

-   Capital Conservation Buffer

CCB (Ch X)

-   Committee of Central Board

CCIL

-   Clearing Corporation of India Ltd.

CCP

-   Central Counter Parties

CD

-   Certificate of Deposit

CDS

-   Credit Default Swaps

CFTC

-   Commodity Futures Trading Commission

CGTMSE

-   Credit Guarantee Fund Trust for Micro and Small Enterprises

CIC

-   Central Information Commission

CIL

-   Coal India Limited

CNP

-   Card Not Present

COD

-   Commercial Operations Date

CoR

-   Certificate of Registration

CP

-   Commercial Paper

CP

-   Card Present

CPI

-   Consumer Price Index

CPS

-   Centralised Payment System

CPSS

-   Committee on Payments and Settlement System

CRAR

-   Capital to Risk Weighted Assets Ratio

CRCS

-   Central Registrar of Cooperative Societies

CRE

-   Commercial Real Estate

CRR

-   Cash Reserve Ratio

CSF

-   Consolidated Sinking Fund

CSO

-   Central Statistics Office

CSP

-   Customer Service Point

CTS

-   Cheque Truncation System

CU

-   Capacity Utilisation

CWC

-   Central Water Commission

DCCB

-   District Central Cooperative Bank

DDA

-   Diamond Dollar Account

DICGC

-   Deposit Insurance Credit Guarantee Corporation

DIF

-   Deposit Insurance Fund

DMT

-   Direct Money Transfer

DP

-   Dynamic Provisioning

DR

-   Disaster Recovery

DRI

-   Differential Rate of Interest

DTC

-   Direct Tax code

DvP

-   Delivery versus Payment

EBT

-   Electronic Benefit Transfer

ECB

-   European Central Bank

ECBs

-   External Commercial Borrowings

ECCS

-   Express Cheque Clearing System

ECS

-   Electronic Clearing Services

EDEs

-   Emerging and Developing Economies

EEFC

-   Exchange Earner's Foreign Currency

EFSF

-   European Financial Stability Facility

EFSM

-   European Financial Stability Mechanism

EFT

-   Electronic Fund Transfer

EKP

-   Enterprise Knowledge Portal

EL

-   Expected Loss

EMEs

-   Emerging Market Economies

ERPT

-   Exchange Rate Pass-through

ESM

-   European Stability Mechanism

ETF

-   Exchange Traded Fund

EU

-   European Union

FC

-   Financial Conglomerate

FCCB

-   Foreign Currency Convertible Bond

FCI

-   Financial Conditions Index

FDI

-   Foreign Direct Investment

FEMA

-   Foreign Exchange Management Act

FIIs

-   Foreign Institutional Investors

FIMMDA

-   Fixed Income Money Market and Derivatives Association

FIP

-   Financial Inclusion Plan

FIR

-   First Information Report

FIs

-   Financial Institutions

FLC

-   Financial Literacy Centre

FLCC

-   Financial Literacy and Credit Counseling Centre

FRBM Act

-   Fiscal Responsibility and Budget Management Act

FSA

-   Fuel Supply Agreement

FSAP

-   Financial Sector Assessment Programme

FSB

-   Financial Stability Board

FSDC

-   Financial Stability and Development Council

GAH

-   Gilt Account Holder

GCCs

-   General Credit Cards

GDP

-   Gross Domestic Product

GDR

-   Global Depository Receipt

GDS

-   Gross Domestic Savings

GFCF

-   Gross Fixed Capital Formation

GFD

-  Gross Fiscal Deficit

GHGs

-   Green House Gases

GNP

-   Gross National Product

GoI

-   Government of India

GRF

-   Guarantee Redemption Fund

GRM

-   Grievance Redressal Mechanism

G-sec

-   Government Securities

GST

-   Goods and Services Tax

H-P

-   Hodrick Prescott

HTM

-   Held to Maturity

HVC

-   High Value Clearing

IADI

-   International Association of Deposit Insurers

IAS

-   Indian Accounting Standards

IBA

-   Indian Banks Association

ICT

-   Information and Communication Technology

IDF

-   Infrastructure Debt Fund

IDRBT

-   Institute for Development and Research in Banking Technology

IFRS

-   International Financial Reporting Standards

IGIDR

-   Indira Gandhi Institute of Development Research

IIBM

-   Indian Institute of Bank Management

IIP

-   Index of Industrial Production

IMD

-   India Meteorological Department

IMF

-   International Monetary Fund

IMO

-   Instant Money Order

INR

-   Indian Rupee

INRM

-   Integrated Natural Resource Management

IOSCO

-   International Organisation of Securities Commissions

IP

-   Internet protocol

IPM

-   Integrated Pest Management

IPO

-   Initial Public Offering

IRD

-   Interest Rate Derivatives

IRDA

-   Insurance Regulatory and Development Authority

IRF

-   Interest Rate Futures

IRS

-   Interest Rate Swaps

IS Audits

-   Information System Audits

ISO

-   International Organisation for Standardisation

IT

-   Information Technology

ITB

-   Intermediate Treasury Bills

ITP

-   India-IMF Training Programme

KCC

-   Kisan Credit Card

KYC

-   Know Your Customer

LAF

-   Liquidity Adjustment Facility

LC

-   Letter of Credit

LDM

-   Lead District Manager

LEISA

-   Low External Input Sustainable Agriculture

LRS

-   Liberalised Remittance Scheme

LTRO

-   Long Term Refinancing Operations

MASI

-   Management Audit System Inspection

MEFS

-   Medium-term Expenditure Framework Statement

MFI

-   Microfinance Institution

MFs

-   Mutual Funds

MGNREGS/A

-   Mahatma Gandhi National Rural Employment Guarantee Scheme/ Act

MICR

-   Magnetic Ink Character Recognition

MNOs

-   Mobile Network Operators

MoU

-   Memorandum of Understanding

MSE

-   Micro and Small Enterprises

MSF

-   Marginal Standing Facility

MSME

-   Micro, Small and Medium Enterprises

MT

-   Million tonnes

NABARD

-   National Bank for Agriculture and Rural Development

NAM

-   Norm of Absolute Values

NBFCs

-   Non-Banking Financial Companies

NBFCs-ND-SI

-   Non-Deposit taking Systematically Important NBFCs

NCAER

-   National Council of Applied Economic Research

NCD

-   Non-Convertible Debentures

NCERT

-   National Council of Educational Research and Training

NDA

-   Net Domestic Assets

NDF

-   Non-Deliverable Forwards

NDS-OM

-   Negotiated Dealing System-Order Matching System

NDTL

-   Net Demand and Time Liabilities

NECS

-   National Electronic Clearing Services

NEFT

-   National Electronic Fund Transfer

NER

-   North-East Region

NFA

-   Net Foreign Assets

NGO

-   Non-Governmental Organisation

NG-RTGS

-   Next Generation RTGS

NHAI

-   National Highways Authority of India

NHB

-   National Housing Bank

NIBM

-   National Institute of Bank Management

NIF

-   National Investment Fund

NIM

-   Net Interest Margin

NMIZ

-   National Manufacturing Investment Zone

NOC

-   No Objection Certificate

NOF

-   Net Owned Funds

NOOPL

-   Net Overnight Open Position Limit

NPA

-   Non Performing Asset

NPCI

-   National Payment Corporation of India

NRI

-   Non-Resident Indian

NSM

-   Note Sorting Machine

OBC

-   Other Backward Classes

OD

-   Overdraft

OECD

-   Organisation for Economic Cooperation and Development

OMO

-   Open Market Operations

OPEC

-   Organisation of Petroleum Exporting Countries

ORFS

-   Online Return Filing System

OTC

-   Over the Counter

PACS

-   Primary Agricultural Credit Societies

PD

-   Primary Dealer

PDO

-   Public Debt Office

PFRDA

-   Pension Fund Regulatory and Development Authority

PIOs

-   Persons of Indian Origin

POL

-   Petroleum, Oil and Lubricants

POS

-   Point of Sale

PPI

-   Pre-paid Payment Instrument

PPP

-   Public Private Partnership

PRN

-   Production-weighted Rainfall Index

PSB

-   Public Sector Bank

PSLCs

-   Priority Sector Lending Certificates

PSS Act

-   Payment and Settlement Systems Act

PSU

-   Public Sector Undertaking

P2P

-   Person to Person

QFIs

-   Qualified Foreign Investors

R&D

-   Research and Development

RBI

-   Reserve Bank of India

RBIA

-   Risk Based Internal Audit

RBSC

-   Reserve Bank Staff College

RCS

-   Registrar of Cooperative Societies

RE

-   Revised Estimates

RECS

-   Regional Electronic Clearing Services

REER

-   Real Effective Exchange Rate

RFC

-   Resident Foreign Currency

RIDF

-   Rural Infrastructure Development Fund

RMD

-   Risk Management Department

ROA

-   Return on Assets

ROE

-   Return on Equity

RRB

-   Regional Rural Banks

RTGS

-   Real Time Gross Settlement system

RTI

-   Right to Information

S&P

-   Standard and Poor's

SAARC

-   South Asian Association for Regional Cooperation

SC

-   Scheduled Castes

SCB

-   Scheduled Commercial Bank

SCI

-   Structural Change Index

SDS

-   Special Dispensation Scheme

SEBI

-   Securities and Exchange Board of India

SEC

-   Securities and Exchange Commission

SFMS

-   Structured Financial Messaging Solution

SGL

-   Subsidiary General Ledger

SHG

-   Self Help Group

SIDBI

-   Small Industries Development Bank of India

SLBCs

-   State Level Bankers' Committees

SLR

-   Statutory Liquidity Ratio

SPDUs

-   State Power Distribution Utilities

StCB

-   State Cooperative Bank

STCRC

-   Short Term Co-operative Rural Credit

SWIFT

-   Society for Worldwide Inter-Bank Financial Telecommunication

TAG

-   Technical Advisory Group

T-Bill

-   Treasury bill

TCO

-   Total Cost of Ownership

ThFC

-   Thirteenth Finance Commission

TPDS

-   Targeted Public Distribution System

TRs

-   Trade Repositories

UCBs

-   Urban Cooperative Banks

USD

-   US Dollar

USSD

-   Unstructured Supplementary Service Data

VA-PT

-   Vulnerability Assessment – Penetration Testing

VAR

-   Vector Autoregression

VC

-   Video Conferencing

VDI

-   Virtual Desktop Interface

WADR

-   Weighted Average Discount Rate

WAEIR

-   Weighted Average Effective Interest Rate

WLA

-   White Label ATMs

WMA

-   Ways and Means Advances

WPI

-   Wholesale Price Index

WPR

-   Work Participation Rate

XML

-   Extensible Mark-up Language

ZTC

-   Zonal Training Centre


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