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Date : Oct 13, 2020
Table 132: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks According to Place of Sanction
(As at end-March)
(Per cent)
Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011
NORTHERN REGION 54.8 59.5 64.6 69.6 67.7 68.9 74.4 82.5
Haryana 47.6 51.4 57.4 56.9 60.1 61.4 63.3 71.7
Himachal Pradesh 29.7 36.3 41.0 42.8 43.4 38.6 42.2 41.6
Jammu and Kashmir 37.4 46.7 47.2 62.5 56.4 47.2 46.4 38.1
Punjab 43.1 50.1 56.8 65.6 67.2 65.7 71.5 77.8
Rajasthan 55.7 68.7 77.3 82.9 82.4 80.6 88.4 90.4
Chandigarh 105.3 88.9 76.8 95.9 96.2 115.0 131.1 121.6
Delhi 59.9 62.4 67.4 70.8 66.9 68.9 74.6 86.8
NORTH-EASTERN REGION 29.8 35.0 40.7 40.7 40.7 36.0 35.5 33.8
Arunachal Pradesh 16.1 22.0 26.5 28.0 31.7 25.5 27.5 23.7
Assam 31.8 35.3 42.6 42.8 42.4 38.5 37.8 36.5
Manipur 31.6 42.4 50.1 55.1 48.4 36.0 42.1 34.8
Meghalaya 34.6 43.6 48.1 35.7 33.2 28.3 25.6 24.4
Mizoram 34.8 47.8 51.2 53.8 62.9 57.9 53.2 46.0
Nagaland 15.0 22.9 22.3 29.1 34.0 30.8 30.3 26.1
Tripura 25.2 28.6 32.8 35.3 36.1 30.7 30.7 32.2
EASTERN REGION 41.8 45.5 49.2 54.1 51.5 48.8 50.8 51.4
Bihar 24.9 27.7 30.3 32.4 28.2 26.8 29.0 29.5
Jharkhand 26.3 29.6 31.2 32.8 35.3 32.0 35.1 34.4
Odisha 53.7 61.8 66.0 64.6 56.3 50.8 54.4 52.5
Sikkim 22.4 29.5 45.3 52.8 46.8 41.6 37.2 37.9
West Bengal 49.5 52.3 56.3 64.7 62.4 60.7 61.5 63.7
Andaman & Nicobar Islands 26.1 26.8 29.0 27.7 30.7 31.7 36.5 38.1
CENTRAL REGION 35.6 40.8 44.2 47.4 46.1 44.3 47.3 46.7
Chhattisgarh 40.0 43.6 45.5 50.0 49.8 46.3 52.3 52.3
Madhya Pradesh 46.9 54.7 60.5 61.8 60.1 57.4 60.6 55.6
Uttar Pradesh 33.1 37.9 41.0 45.1 43.7 42.2 43.3 44.0
Uttarakhand 21.1 24.3 25.8 26.7 26.2 25.3 33.7 35.4
WESTERN REGION 72.0 83.5 92.0 90.1 88.6 85.6 79.1 79.5
Goa 21.7 25.1 23.2 26.2 29.4 26.7 26.5 29.1
Gujarat 42.2 46.5 55.6 63.7 66.5 63.7 65.3 66.2
Maharashtra 81.8 94.9 102.2 96.8 93.9 91.2 82.9 83.0
Dadra & Nagar Haveli 15.6 34.8 49.3 20.6 23.9 18.1 60.0 34.8
Daman & Diu 11.6 11.5 11.4 15.6 15.0 19.3 20.2 21.3
SOUTHERN REGION 68.5 78.1 84.4 87.0 89.1 87.9 92.7 94.5
Andhra Pradesh 65.9 74.8 81.3 87.3 90.4 96.4 105.1 109.7
Karnataka 63.1 73.8 75.9 76.3 78.1 77.3 77.6 72.7
Kerala 45.5 54.6 61.4 60.9 63.4 59.7 63.1 73.1
Tamil Nadu 93.1 101.2 110.5 114.5 114.7 108.1 113.8 115.1
Lakshadweep 8.0 9.7 11.5 10.2 7.5 5.4 7.3 8.7
Puducherry 34.5 38.3 45.0 47.9 49.7 51.4 57.2 62.7
Telangana - - - - - - - -
ALL INDIA 58.2 66.0 72.4 75.0 74.4 72.6 73.3 75.6

TABLE 132: STATE-WISE CREDIT-DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF SANCTION
(As at end-March) (Concld.)
(Per cent)
Region/State/Union Territory 2012 2013 2014 2015 2016 2017 2018 2019
NORTHERN REGION 87.7 88.8 90.6 88.5 83.6 75.0 78.1 84.5
Haryana 79.4 76.5 78.1 75.8 69.9 59.1 58.6 61.1
Himachal Pradesh 38.9 35.1 35.8 35.3 32.9 29.7 31.1 30.8
Jammu and Kashmir 33.8 36.9 40.1 42.2 44.2 39.8 42.9 45.5
Punjab 80.9 81.6 79.1 75.1 69.8 69.0 63.5 60.3
Rajasthan 90.9 92.6 87.1 86.2 72.4 67.8 76.6 81.4
Chandigarh 115.5 127.5 120.0 105.9 97.8 100.7 112.5 111.4
Delhi 95.6 97.7 103.7 102.6 100.4 88.3 94.1 107.4
NORTH-EASTERN REGION 34.4 33.6 34.8 34.5 38.4 36.8 39.3 40.4
Arunachal Pradesh 23.9 21.8 23.7 26.8 29.0 24.0 25 23.0
Assam 37.7 37.2 37.7 36.7 42.2 40.3 42.6 44.3
Manipur 31.3 28.6 33.6 34.0 41.1 38.7 44.6 49.4
Meghalaya 25.8 24.0 27.4 25.9 24.8 25.9 27.2 26.9
Mizoram 38.9 35.3 37.8 37.8 40.1 36.4 35.8 36.8
Nagaland 27.2 28.4 31.0 32.7 34.1 31.5 34.7 35.4
Tripura 31.3 32.8 32.4 33.7 35.3 35.9 40.7 41.7
EASTERN REGION 50.7 49.4 49.0 46.5 44.9 41.0 41.6 41.4
Bihar 29.7 30.5 32.8 33.6 33.4 30.9 32.2 34.7
Jharkhand 33.9 32.1 31.8 29.6 29.6 27.1 27.7 27.7
Odisha 47.3 46.3 44.6 41.9 40.8 38.1 37.6 38.7
Sikkim 33.1 27.2 26.5 25.6 28.0 27.4 26.6 28.4
West Bengal 63.8 62.0 61.6 57.8 55.1 50.3 51.1 49.5
Andaman & Nicobar Islands 38.5 38.6 39.1 40.1 44.2 38.5 39.4 41.9
CENTRAL REGION 47.2 47.6 48.8 48.3 49.3 46.0 47.9 49.5
Chhattisgarh 53.6 53.8 59.5 61.6 63.5 62.4 63.2 63.3
Madhya Pradesh 56.6 58.2 60.4 54.8 61.2 60.9 65.1 67.9
Uttar Pradesh 44.0 44.1 44.6 45.4 44.6 40.0 41.2 42.7
Uttarakhand 35.6 34.8 35.6 34.5 34.9 34.3 36.4 37.6
WESTERN REGION 87.0 85.5 86.0 87.1 96.0 96.2 98.3 98.1
Goa 28.1 28.8 28.7 26.7 27.1 25.7 26.7 26.4
Gujarat 70.4 72.8 74.7 72.7 75.4 68.9 75.6 78.8
Maharashtra 91.8 89.4 89.8 92.0 102.9 106.0 106.9 105.2
Dadra & Nagar Haveli 30.1 37.1 40.8 35.3 35.8 36.5 43.5 56.1
Daman & Diu 17.4 19.1 21.9 24.3 22.9 23.5 27.5 26.6
SOUTHERN REGION 95.5 97.1 94.9 89.9 89.3 84.2 90.5 90.6
Andhra Pradesh 111.3 112.0 111.3 105.3 106.0 101.1 112.6 121.6
Karnataka 71.4 71.9 71.0 67.7 70.1 67.0 69.7 69.7
Kerala 76.4 73.1 67.7 64.6 62.1 59.8 63.8 65.9
Tamil Nadu 116.9 123.3 121.8 119.0 113.7 105.8 113.5 110.3
Lakshadweep 9.7 9.9 8.6 9.1 10.5 8.4 8.3 8.1
Puducherry 71.5 83.3 77.9 71.5 67.1 63.9 63.8 66.7
Telangana - - - 101.6 104.5 97.0 107.4 106.3
ALL INDIA 79.0 78.8 79.0 77.1 78.4 73.8 76.7 78.3
-: Nil/Not Applicable/Negligible.
Source: Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, Various Issues.

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