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Date : Oct 13, 2020
Table 133: State-wise Credit-Deposit Ratio of Scheduled Commercial Banks According to Place of Utilisation
(As at end-March)
(Per cent)
Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011
NORTHERN REGION 56.8 62.2 67.9 71.2 70.1 71.1 74.9 83.4
Haryana 59.6 63.2 69.6 68.4 67.2 74.0 76.1 85.6
Himachal Pradesh 42.7 50.9 53.0 51.1 51.3 47.1 51.0 48.6
Jammu and Kashmir 41.7 50.9 52.7 60.9 56.3 47.3 47.8 35.7
Punjab 45.7 49.7 56.3 65.3 76.1 65.5 73.0 92.9
Rajasthan 62.8 76.5 86.0 90.9 100.0 87.5 96.6 95.8
Chandigarh 107.0 97.0 85.8 101.1 95.8 119.9 133.7 119.8
Delhi 57.9 62.5 68.0 69.6 64.4 68.8 70.6 80.8
NORTH-EASTERN REGION 33.7 44.6 52.3 48.6 48.3 39.2 39.1 36.3
Arunachal Pradesh 25.2 30.0 41.6 46.0 57.7 33.9 34.4 27.4
Assam 35.7 41.9 49.1 52.5 49.8 41.5 40.5 38.9
Manipur 31.8 42.6 51.8 55.6 50.3 37.1 44.8 36.6
Meghalaya 42.6 85.7 113.9 41.2 41.1 34.6 32.7 29.6
Mizoram 39.7 59.1 53.7 58.4 65.5 60.2 57.7 49.8
Nagaland 15.2 23.2 23.2 31.9 43.9 31.6 40.2 27.5
Tripura 24.7 29.0 33.9 36.2 36.8 31.5 31.6 33.2
EASTERN REGION 45.2 50.4 55.6 60.6 58.2 50.8 53.5 53.3
Bihar 26.9 31.4 40.0 49.0 45.0 26.6 29.7 31.6
Jharkhand 26.9 30.6 31.6 33.3 40.2 35.7 36.8 35.6
Odisha 58.6 74.7 78.7 72.6 62.4 55.7 58.1 55.7
Sikkim 23.0 29.3 44.8 51.2 53.7 53.7 49.5 62.4
West Bengal 53.8 56.8 61.4 68.4 65.8 62.2 64.8 65.1
Andaman & Nicobar Islands 42.2 43.8 49.2 56.6 75.0 38.1 41.1 39.1
CENTRAL REGION 39.9 45.8 50.0 52.3 54.6 48.7 51.0 50.9
Chhattisgarh 44.9 49.9 52.5 58.3 66.0 52.3 55.1 56.1
Madhya Pradesh 50.1 61.2 67.2 64.6 65.9 61.9 63.7 60.1
Uttar Pradesh 38.0 42.2 46.3 50.4 52.6 46.5 47.4 48.2
Uttarakhand 23.4 29.1 30.9 32.1 31.6 28.6 38.2 39.1
WESTERN REGION 63.2 71.8 78.9 77.3 76.0 77.0 74.7 74.1
Goa 27.3 30.3 27.6 30.0 33.6 26.6 27.9 31.1
Gujarat 54.8 60.9 75.3 88.4 97.8 74.6 75.2 74.4
Maharashtra 66.5 75.9 81.3 76.5 73.1 78.7 75.8 75.0
Dadra & Nagar Haveli 118.8 110.8 136.7 116.4 121.9 87.7 92.9 56.2
Daman & Diu 49.8 48.3 45.7 57.1 58.2 49.1 44.7 43.8
SOUTHERN REGION 72.7 83.9 90.8 96.6 96.8 94.1 94.8 98.3
Andhra Pradesh 70.9 83.3 86.2 91.2 97.2 104.9 109.7 114.9
Karnataka 69.0 80.5 93.4 99.8 94.3 82.8 80.4 76.3
Kerala 47.8 57.5 64.3 63.8 66.4 61.7 64.5 73.8
Tamil Nadu 96.1 105.4 109.3 118.6 117.0 115.2 113.5 119.4
Lakshadweep 10.0 23.7 41.6 24.7 14.9 7.5 7.7 8.8
Puducherry 42.6 43.9 48.7 51.5 50.1 55.8 59.2 63.7
Telangana - - - - - - - -
ALL INDIA 58.2 66.0 72.4 75.0 74.4 72.6 73.3 75.6

TABLE 133: STATE-WISE CREDIT-DEPOSIT RATIO OF SCHEDULED COMMERCIAL BANKS ACCORDING TO PLACE OF UTILISATION
(As at end-March) (Concld.)
(Per cent)
Region/State/Union Territory 2012 2013 2014 2015 2016 2017 2018 2019
NORTHERN REGION 89.6 89.5 93.6 91.8 87.4 79.1 81.9 87.1
Haryana 94.5 86.0 88.5 85.2 82.6 69.1 67.6 68.0
Himachal Pradesh 45.0 41.6 37.8 36.6 33.6 31.1 31.8 31.8
Jammu and Kashmir 34.1 37.2 40.4 42.5 44.7 40.4 43.6 46.0
Punjab 83.2 78.9 81.3 76.8 71.7 71.2 68.3 62.2
Rajasthan 96.1 102.9 91.4 90.1 76.3 71.6 80.7 85.8
Chandigarh 114.5 123.1 122.4 110.2 100.0 103.5 115.4 114.1
Delhi 93.8 94.9 105.1 105.0 102.9 91.9 96.3 108.6
NORTH-EASTERN REGION 37.8 35.3 36.6 35.2 39.3 38.2 41.0 41.9
Arunachal Pradesh 28.4 38.4 24.8 29.1 29.1 25.1 30.3 23.2
Assam 40.3 37.2 39.9 37.2 43.4 42.1 44.0 45.8
Manipur 33.2 30.2 34.0 34.5 42.3 39.7 45.1 49.8
Meghalaya 28.2 24.6 28.6 26.9 25.2 26.3 30.8 31.0
Mizoram 41.9 38.7 40.5 39.9 41.7 37.8 38.2 41.5
Nagaland 47.6 33.5 32.5 34.1 34.7 33.1 34.8 35.7
Tripura 31.7 35.7 32.5 34.0 35.9 36.5 41.4 42.1
EASTERN REGION 52.5 52.2 51.1 48.4 46.8 43.0 44.1 43.3
Bihar 31.7 35.0 34.8 34.3 34.5 32.0 34.0 35.4
Jharkhand 34.3 35.8 33.0 30.6 30.7 29.1 30.6 28.9
Odisha 50.6 50.9 46.2 43.9 43.3 40.5 40.5 41.2
Sikkim 57.9 37.5 37.3 37.0 35.2 31.6 29.7 30.3
West Bengal 65.1 63.3 63.9 60.3 57.3 52.5 53.8 51.9
Andaman & Nicobar Islands 41.6 38.9 38.5 39.3 43.6 42.4 42.7 42.1
CENTRAL REGION 50.7 53.6 51.8 51.3 53.2 48.7 50.5 52.1
Chhattisgarh 56.1 61.0 61.5 63.4 66.3 65.0 65.9 66.2
Madhya Pradesh 60.7 57.4 63.3 57.6 63.5 63.4 67.7 71.0
Uttar Pradesh 47.4 53.0 48.0 48.9 49.6 43.0 43.9 45.2
Uttarakhand 39.0 37.3 36.7 35.2 35.8 35.3 37.8 38.7
WESTERN REGION 80.7 79.9 80.3 80.9 88.3 88.5 90.0 90.4
Goa 30.1 29.5 30.2 28.2 29.0 27.6 28.1 27.3
Gujarat 78.1 81.5 81.0 79.0 82.4 75.2 82.2 87.6
Maharashtra 82.5 80.8 81.3 82.7 91.4 94.0 94.1 93.0
Dadra & Nagar Haveli 60.5 60.3 52.9 36.2 40.2 41.5 53.8 67.8
Daman & Diu 33.8 34.2 34.0 33.6 29.2 35.3 32.8 29.5
SOUTHERN REGION 99.3 99.3 97.4 92.4 92.1 86.6 93.2 94.2
Andhra Pradesh 119.8 116.0 115.9 108.3 109.6 104.4 114.1 124.3
Karnataka 74.7 76.5 76.5 72.6 75.4 71.2 75.7 75.1
Kerala 75.7 74.0 67.8 65.4 63.0 61.2 65.5 67.5
Tamil Nadu 119.5 122.2 120.6 117.5 112.4 103.8 110.8 111.6
Lakshadweep 9.6 9.9 8.6 9.1 10.5 8.4 7.1 8.2
Puducherry 69.9 80.4 80.8 74.4 69.4 66.3 66.8 69.4
Telangana - - - 107.8 111.5 103.6 115.1 113.1
ALL INDIA 79.0 78.8 79.0 77.1 78.4 73.8 76.7 78.3
-: Nil/Not Applicable/Negligible.
Source: Basic Statistical Returns of Scheduled Commercial Banks in India, RBI, Various Issues.

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