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Date : Oct 13, 2020
Table 141: State-wise Credit-Deposit Ratio of Regional Rural Banks
(As at end-March)
(Per cent)
Region/State/Union Territory 2004 2005 2006 2007 2008 2009 2010 2011
NORTHERN REGION 42.9 49.7 52.2 54.3 60.4 59.4 65.5 65.7
Haryana 57.3 61.4 58.0 53.1 60.3 68.2 74.1 69.0
Himachal Pradesh 25.5 29.1 34.5 38.5 40.5 41.4 41.6 42.6
Jammu and Kashmir 20.9 21.7 24.1 27.6 33.4 33.7 35.2 35.5
Punjab 46.3 51.9 54.7 54.7 63.1 62.2 67.0 69.4
Rajasthan 45.2 55.2 58.9 64.1 68.9 61.4 68.1 71.8
Chandigarh - - - - - - - -
Delhi - - - - - - - -
NORTH-EASTERN REGION 37.3 41.3 46.4 49.4 49.9 44.5 44.1 45.1
Arunachal Pradesh 58.9 53.1 46.8 34.6 25.6 18.9 20.1 21.5
Assam 38.4 44.6 49.8 53.4 52.6 48.3 47.5 48.0
Manipur 51.6 64.9 74.5 74.5 60.0 41.7 36.6 34.7
Meghalaya 26.1 24.5 27.0 29.6 30.7 29.5 35.0 31.9
Mizoram 40.6 55.3 63.8 64.9 63.7 53.9 48.4 54.0
Nagaland 38.5 46.2 43.8 50.0 47.1 33.3 27.3 26.2
Tripura 34.1 33.9 40.8 43.7 47.9 41.3 41.0 44.0
EASTERN REGION 38.4 42.5 44.4 46.9 46.1 41.8 42.8 45.5
Bihar 29.4 32.8 36.0 40.5 42.0 39.3 41.6 43.5
Jharkhand 25.7 29.6 30.6 30.4 30.2 25.9 29.0 31.7
Odisha 58.6 64.4 66.1 66.7 62.0 52.5 51.2 54.4
Sikkim - - - - - - - -
West Bengal 39.5 43.5 44.6 46.0 44.5 41.7 41.6 45.2
Andaman & Nicobar Islands - - - - - - - -
CENTRAL REGION 37.0 41.6 44.5 46.9 47.8 46.2 46.7 46.7
Chhattisgarh 27.6 30.2 32.6 33.3 31.6 30.0 32.2 32.5
Madhya Pradesh 42.6 48.1 49.2 51.8 53.4 50.2 52.2 52.1
Uttar Pradesh 36.5 41.3 44.7 47.3 48.1 46.6 46.2 46.5
Uttarakhand 33.7 35.8 39.1 40.0 46.6 54.5 60.9 55.5
WESTERN REGION 45.8 51.0 50.4 52.4 53.4 49.7 49.0 48.7
Goa - - - - - - - -
Gujarat 45.5 46.4 50.2 54.1 55.1 49.1 46.6 44.3
Maharashtra 46.1 55.4 50.5 50.7 51.9 50.3 51.3 52.9
Dadra & Nagar Haveli - - - - - - - -
Daman & Diu - - - - - - - -
SOUTHERN REGION 80.2 91.5 94.9 97.0 98.4 91.6 95.0 96.6
Andhra Pradesh 71.8 86.1 89.4 87.6 95.6 92.9 96.4 100.4
Karnataka 84.2 91.7 94.0 97.9 94.5 84.8 84.4 81.3
Kerala 94.6 103.9 109.5 117.5 113.3 100.6 108.7 115.4
Tamil Nadu 85.6 98.9 100.9 106.6 103.0 100.8 115.1 120.9
Lakshadweep - - - - - - - -
Puducherry - - - - - 66.7 107.3 106.5
Telangana - - - - - - - -
ALL INDIA 46.8 53.0 55.9 58.7 60.2 56.5 58.6 59.9

TABLE 141: STATE-WISE CREDIT-DEPOSIT RATIO OF REGIONAL RURAL BANKS (Concld.)
(As at end-March)
(Per cent)
Region/State/Union Territory 2012 2013 2014 2015 2016 2017 2018 2019
NORTHERN REGION 66.8 67.3 68.6 70.4 71.8 65.6 68.3 68.2
Haryana 69.4 65.4 66.8 70.0 71.3 64.8 65.2 65.5
Himachal Pradesh 42.8 43.4 39.3 33.3 35.9 32.5 32.6 36.3
Jammu and Kashmir 38.8 39.6 43.6 45.2 47.9 42.4 43.5 47.6
Punjab 74.8 79.9 82.2 86.5 86.3 81.3 87.7 82.2
Rajasthan 72.3 74.7 75.9 77.1 79.0 71.4 75.5 75.4
Chandigarh - - - - - - - -
Delhi - - - - - - - -
NORTH-EASTERN REGION 46.8 49.4 49.2 47.4 49.4 45.4 43.8 39.8
Arunachal Pradesh 17.1 21.6 18.0 25.0 26.7 24.6 33.3 30.1
Assam 53.7 56.4 55.8 53.2 56.0 52.9 46.2 40.8
Manipur 27.1 34.6 38.5 50.0 41.9 39.3 33.3 44.4
Meghalaya 34.4 37.9 45.9 54.5 50.0 36.7 38.9 32.8
Mizoram 41.7 44.7 50.2 50.0 56.6 52.2 52.4 47.4
Nagaland 28.0 30.0 33.6 0.0 32.8 22.2 0.0 29.4
Tripura 42.4 44.4 40.7 39.0 38.5 37.0 40.7 38.5
EASTERN REGION 48.9 50.8 53.1 53.4 50.7 47.3 47.8 47.2
Bihar 46.7 49.1 54.4 55.2 50.7 50.4 52.1 52.2
Jharkhand 35.0 37.1 39.7 40.4 40.4 36.3 36.8 38.3
Odisha 58.2 61.1 59.8 59.8 56.2 49.6 48.1 43.6
Sikkim - - - - - - - -
West Bengal 48.3 49.1 50.0 50.0 49.6 44.5 45.0 45.5
Andaman & Nicobar Islands - - - - - - - -
CENTRAL REGION 50.6 51.6 54.9 56.5 57.5 53.0 52.8 55.2
Chhattisgarh 33.0 33.7 31.8 31.1 31.2 29.0 28.9 29.0
Madhya Pradesh 53.1 56.1 56.3 61.3 61.8 56.1 58.3 54.8
Uttar Pradesh 51.9 52.5 57.3 58.4 59.6 55.2 54.6 58.8
Uttarakhand 55.1 57.6 61.3 62.1 60.7 49.6 47.7 49.2
WESTERN REGION 52.9 60.6 62.0 62.4 65.8 63.0 59.3 62.5
Goa - - - - - - - -
Gujarat 46.2 52.2 53.7 54.3 56.3 53.9 59.5 61.7
Maharashtra 59.5 68.9 70.3 70.2 75.0 73.1 59.0 63.3
Dadra & Nagar Haveli - - - - - - - -
Daman & Diu - - - - - - - -
SOUTHERN REGION 102.9 105.8 104.8 98.8 92.3 87.2 96.4 99.7
Andhra Pradesh 109.8 118.1 116.4 100.7 90.8 86.7 93.5 100.0
Karnataka 87.0 85.5 85.0 85.8 81.4 76.9 87.4 85.9
Kerala 111.2 110.9 118.1 123.8 115.4 113.2 128.3 121.1
Tamil Nadu 128.8 133.5 123.0 106.9 96.6 86.9 93.0 100.1
Lakshadweep - - - - - - - -
Puducherry 120.0 117.6 110.0 100.0 95.6 85.2 71.4 104.7
Telangana - - - 102.8 99.1 91.7 98.8 110.6
ALL INDIA 63.7 66.2 68.1 68.1 67.4 62.8 65.2 66.7
-: Nil/Not Applicable/Negligible.
Source: Quarterly Statistics on Deposits and Credit of Scheduled Commercial Banks, RBI, Various Issues.

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